Online Saving / Money Market Rate
Some FDIC insured good online saving accounts info (as of 12/14/05):
Presidential Premier Saving (www.presidential.com)
Current APY: 4.12% up to $35k, Balances in excess of $35k earn 2.82%
Minimum Balance Requirement: $5k
Emigrant Direct American Dream saving (www.emigrantdirect.com)
Current APY: 4.0%
Minimum Balance Requirement: No
Capital one High Yield Saving (www.capitalone.com)
Current APY: 4.0%
Minimum Balance Requirement: No.
HSBC online savings account (www.us.hsbc.com)
Current APY: 4.0%
Minimum Balance Requirement: No
UFBdirect high yield money market saving (www.ufbdirect.com)
Current APY: 3.80%
Minimum Balance Requirement: No
ING orange saving (www.ingdirect.com)
Current APY: 3.75%
Minimum Balance Requirement: No
Bonus: $25
Virtual bank eMoney market (www.virtualbank.com)
Current APY: 3.55% ($0-$49999), $50k and above, 3.45%
Minimum Balance Requirement: No
MetLife Money Market (www.metlife.com)
Current APY: 3.50%
Minimum Balance Requirement: 5K
Bonus: $50
Presidential Premier Saving (www.presidential.com)
Current APY: 4.12% up to $35k, Balances in excess of $35k earn 2.82%
Minimum Balance Requirement: $5k
Emigrant Direct American Dream saving (www.emigrantdirect.com)
Current APY: 4.0%
Minimum Balance Requirement: No
Capital one High Yield Saving (www.capitalone.com)
Current APY: 4.0%
Minimum Balance Requirement: No.
HSBC online savings account (www.us.hsbc.com)
Current APY: 4.0%
Minimum Balance Requirement: No
UFBdirect high yield money market saving (www.ufbdirect.com)
Current APY: 3.80%
Minimum Balance Requirement: No
ING orange saving (www.ingdirect.com)
Current APY: 3.75%
Minimum Balance Requirement: No
Bonus: $25
Virtual bank eMoney market (www.virtualbank.com)
Current APY: 3.55% ($0-$49999), $50k and above, 3.45%
Minimum Balance Requirement: No
MetLife Money Market (www.metlife.com)
Current APY: 3.50%
Minimum Balance Requirement: 5K
Bonus: $50
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