My New Year Budget

ITEM
Income	Expect salary (less tax) for the year
	Expect interest from banks etc
	Dividends from companies
	Other income
EXPECTED NET INCOME FOR YEAR
EXPENSES
House Expenses	Rent of house
	TV - Dish
	Electricity
	Gas
	Telephone
	DSL
	Cell Phone
	Other house payments
Personal Expenses	Groceries
	Clothing and shoes
	Preschool expenses
	Medical expenses
	Restaurant
	Entertainment (Movie, rental, parks, toys, ect.)
	Miscellaneous
Car Expenses	Fuel
	Registration
	Insurance
	Licence
	Repairs, servicing and tyres
Optional Spending	Holiday (air-fares, accommodation etc.)
	Buying a car
	Furniture
Expected Total Expenses for Year
Expected Surplus for Year
SAVING	401K
	Saving Account
	CD
	Bond
INVESTMENT	Stock
	Mutual Fund