Annual Free Credit Report

You are entitled by law to request a free credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
A credit report provides you with all of the information in your credit file maintained by a consumer reporting company that could be provided by the consumer reporting company in a consumer report about you to a third party, such as a lender. A credit file disclosure also includes a record of everyone who has received a consumer report about you from the consumer reporting company within a certain period of time ("inquiries").
You can order all three credit reports at the same time or order one now and others later.
The advantage of ordering all three at the same time is that you can compare them.
On the other hand, the advantage of ordering one now and others later is that you can keep track of any changes or new information that may appear on your credit report.
You can see your free credit report instantly online at www.annualcreditreport.com. Or, if you call them at 877-322-8228 to request your free report, it may take 15 days to receive it by mail.